Business / Fleet Users

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Vehicle Leasing and Contract Hire have long been a favourite way to buy a New car or Van with businesses over the years.In today’s market especially where cars costs more and (depreciate) faster ,it is a sensible and cost effective way to drive a New car or Van.Business Leasing and Contract Hire makes sense for any company or small business who manage fleet of cars.

They can budget smartly by reducing their depreciation and running costs while keeping a fresh and better image for their business.And now the private individual can take advantage of this way to drive a New car or Van.

The private individual gets the same advantages as businesses with the exception of reclaimable vat.You don’t have the worry of selling your car trading in or (depreciation) at the end of the contract and you get the same discounts available which usually means a much cheaper vehicle.We also deliver straight to your door.(see Finance Options ) or why not contact us now and find out more about the best way for you to drive a new car.

Without doubt, the biggest obstacle facing young drivers is the cost of motor insurance. One of the questions we get asked here at CarCloud is whether personal contract hire deals which include the cost of car insurance.

Sorry to say that the answer is no.

The things that can be included are:

Tyres (replacement and, in some cases, punctures);
MOT (at the relevant point); and
Breakdown recovery.
This ultimately means that you do need to budget for the cost of insurance and fuel yourself.

Why is Car Leasing Suitable for Young Drivers?
Once a young driver reaches 18 years old, they might want to consider the benefits of leasing a car. First, and foremost, we generally only offer brand-new vehicles which means that they do benefit from a car which is under warranty and which has all the desirable extras you would need. If you include a maintenance package you are most of the way to fixing your costs on a vehicle. With flexible initial rental plans , we can accommodate most requests, ranging from one payment up front to a much larger number of payments or a stated cash amount.

Leasing a car is effectively long-term rental – you pay a fixed monthly fee to use the car for an agreed time period and number of miles.

You’ll need to pass a credit check to secure your agreement.

At the end of the agreement the car will be collected from you and assessed under BVRLA rules to ensure the car is in “fair wear and tear” condition.

What is fair wear and tear?

Fair wear and tear occurs when normal usage causes deterioration to a vehicle. It is not to be confused with damage which occurs as a result of a specific event or series of events such as impact, inappropriate stowing of items, harsh-treatment, negligent acts or omissions.

Why do BVRLA members have end of lease charges?

End-of lease charges occur when the vehicle, its equipment or accessories are not used, maintained or looked after as originally agreed at the start of the lease. The charges compensate the leasing company for the cost of rectifying damage or missing items such as keys or service history.

Working out the best new car for you
CarCloud Leasing can either work with you to find the most suitable vehicle to fit your budget, or, if you know exactly what you require – we can go out into the marketplace for you and get the best deal we can for you from out trusted dealer network.

Once we are sure about the the car or van lease deal, you have two options: you can either get a quote straight away, or fill in an enquiry form. If you choose to fill in an enquiry form, we will be in touch shortly to help you find the lease that is right for you or your business.

Once we have received your enquiry
We will usually get back to your enquiry within 24 hours. If you prefer non verbal communication we do work late as this can be better all round. If your enquiry is urgent, you can call us on 07828475259 and one of our sales consultants will be able to assist.

Upon receiving your enquiry, we will try and contact you by telephone. This is so we can fully understand your needs and advise you of your options. If we’re unable to reach you by phone, we may send you an email. All quotations are sent via email, so please make sure you check your spam or junk folder.

Finance Approval
Following an accepted order, you will be asked to fill out a finance application so the lender carry out a credit check. For both business and personal finance applicants, most funders ask for a good to excellent credit score in order to be accepted for finance.

Business lease customers
As a business customer applying for a contract hire, you will be asked to fill out a Business Finance Application form.

Please note, if you are applying on behalf of a limited company, you are confirming you have authority to authorise a credit search in the name of the company and each director.

Personal lease customers
As a personal customer applying for personal contract hire, you will be asked to fill out a Personal Finance Application form.
Once we have received your accepted order and completed finance application, we will send a finance proposal on your behalf to the relevant lender. On average, it takes one to three working days to receive a response to your finance application. However, applications can take up to five working days during busy periods. We will contact you to let you know if you have been approved for finance by telephone or email.

The simple ordering process

We agree on a car and leasing deal

Your vehicle is ordered with one of our supplying dealers

You will receive an email to confirm when your vehicle is expected to arrive with our supplying dealer

Finance documents are emailed to you by our dealer.

You will be required to print out and sign the finance forms and return to the documents via post (with ID in some cases)

An email will be sent to you to confirm receipt of signed documents

Once your vehicle is with our supplier, a member of our administration team will contact you to arrange a convenient date and time for delivery

Upon delivery you will be shown how to use your new vwhicle, and asked to sign a vehicle acceptance note

Phew!! After all of that you will have your new vehicle to enjoy

Processing your order
Once all relevant finance checks have been approved, your car or van will be ordered with the dealer.
Prior to ordering, a deposit may also be required. Subsequent cancellation may result in the loss of any monies paid subject to the discretion of CarCloud Leasing.

Statutory ‘cooling-off’ period

Depending on the finance provider, you may be required to observe a statutory cooling off period of up to 14 business days. During this period you can choose to cancel your lease and personal customers will receive a full refund.
The cooling off period starts when your documentation has been drafted by our administration team. Please note that the statutory cooling off period observed by finance companies applies to all vehicles regardless of make or model, and vehicles will not be delivered until the ’cooling off’ period has expired.


Once we are in receipt of all completed contracts, the dealer will arrange registration of the vehicle. Registration usually takes place after any necessary cooling off period has expired and prior to delivery. Occasionally, vehicles may be pre-registered by the dealer. If your vehicle is pre-registered, this will be stated on your order form.

If a vehicle is pre-registered, you will be entitled to the balance of the manufacturer’s warranty and roadside assistance cover. In the event that the warranty expires within the lease period, you will be liable for any repairs or breakdown costs, unless a maintenance package is purchased as part of the contract, in which case repair costs may be covered subject to the maintenance terms and conditions.
To find out more about the maintenance packages available through us, please ask.
For all vehicles, whether pre-registered or not, an MOT will be required at three years from published taxation point, in line with UK law. This is at the cost of the customer.

Insuring the vehicle
You are responsible for arranging your own insurance on the car or van. This must be a fully comprehensive insurance policy and the hirer obtaining finance must be the main policy holder or a named driver on the insurance certificate.
Proof of insurance is sometimes required before delivery can take place. Once we have an estimated vehicle due date from the dealer, we will contact you we need a copy of your insurance certificate. The certificate must show your name, registration number and must be dated on or before your delivery date. This can be sent to us by:
Email: [email protected]

Delivery of your vehicle
Once your vehicle has arrived at the dealership and all necessary checks have been completed, we will contact you to arrange delivery. Delivery can only be arranged once we are in receipt of all completed contracts and after any necessary cooling off period has expired.
CarClouds’ trusted dealers will deliver your vehicle for free, depending on your location in the UK. Where possible, we will try and arrange delivery at a time and date that is convenient to you. Deliveries generally take place Monday to Friday between the hours of 09:00-17:30 and the delivery driver will aim to call when they are approximately one to two hours away, provided it is safe and convenient to do so.
Please note, deliveries are subject to change by the manufacturer and CarCloud Leasing cannot be held liable for any delays caused by the manufacturer or any other circumstance outside our control.

When your car arrives, there are a few things that need to be considered when signing for your car.

Check around the vehicle to ensure you are happy with it, and feel completely satisfied

Receive a show of the controls from an experienced driver for that brand

Sign a vehicle acceptance form

Every lease car contract gives an ‘excess mileage’ cost per mile, therefore should you exceed your agreed total mileage, any additional mileage would be charged at this rate.

For example:

Excess pence per mileage rate = 6p. 1000 miles over the total contract mileage would be charged at £60.00 + vat = £72.00. The finance company will invoice you after your lease car is returned.

Once your lease comes to an end, you hand the car back and choose not to take out another vehicle,


hand the car back and take out a new lease.


No worries about how much the car is or isn’t worth, or could be worth etc.!!

We can provide a maintenance option that can be included in your Contract Hire agreement.

These can include either/or:

Servicing costs
Replacement tyres (usually not punctures)

Breakdown cover is usually with the car itself

Road tax is included for the duration so no worries here

This is on a case by case basis

We do not offer GAP insurance

This can be done direct with the lender after delivery

Current Address
Date Of Birth
Differences in Electoral Role information
Address History
Name Change

Your responsibility is to keep the car in good condition, road legal, clean and repair any damaged bits.

If you have bad credit, you will to get approved.

Businesses with short trading history may also struggle

If in doubt please ask as it’s a simple process 🙂

If you’ve got bad credit, or you’ve been rejected for finance, you can pay all credit on time and use less of it to improve your score.

You must always speak with the funder to ask if this is an option

In the majority of cases, yes!

You do! As registered keeper of the vehicle you will be notified of any fines and charges by the relevant people.

Ususally no as this is a hire contract, which you are contracted to.

Towards the end, we can always ask on your behalf though but vs the cost of a new lease it’s not usually the done thing.

What our customers are saying

"The whole process was so painless & trouble-free that acquiring a new car was actually a pleasure. Thank you for all your hard work."

Miss Campbell, Dundee

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